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                         INSURANCE  SERVICES LTD



Terms Of use

The definitions stated in this section apply to the whole of this section and the Privacy Statement in our website.

This section outlines the terms of use of this site.  For a copy of our trading terms of business please contact us.

Please also read our Privacy Statement on this site which outlines how we use personal information provided to us and provides details about data protection.


In these terms, the following definitions apply:

site refers to this website under the domain name and other associated URL’s.

Matrix, we, us, and our means Matrix Insurance Services Ltd.

you, your and yourself means to the user of this site.

term or terms means the terms of use of this site.

URL means Uniform Resource Locator.


Please read these terms carefully as they contain the terms governing your use of this site and any correspondence by whatever means between you and us.  Your use of our site constitute acceptance of these terms that form the entire agreement between you and us.  If you do not accept these terms you must leave our site immediately.  It is a precondition of the use of this site that you fully comply with these terms. 

We may amend the terms at any time without notice.  Your use of our site after such amendment will be subject to the new terms as amended so you should visit these terms prior to use of the site.

The products and services mentioned on this site are subject to availability, and may be withdrawn or amended without prior notice.


We can restrict or refuse your access to all or any part of this site at any time, and without notice or explanation.


Certain areas of our site may be secured permanently or from time to time, if so you may only access to these secure areas once you have obtained from us a password.

We can refuse to issue passwords and at any time we can revoke the use of password without offering any explanation.

Passwords must not be disclosed to anyone.  If your password is revealed to a third party, whether deliberately or in error or otherwise, we will not be liable to you for any loss incurred.  If you forget your password, or if you believe that someone else knows your password, you must notify us immediately.

Information given to us via our site will be used to arrange cover or provide the requested service, and may also be used to keep you informed of products and services which may be of interest.  If you do not want the information provided to be used in this way, please let us know by emailing us with your full name and postal address.

Site access

We will endeavour to make this site constantly accessible for your use.  We cannot however guarantee this availability, and will not be liable at all if the site is unavailable or not functioning for any period.

We reserve the right to suspend access to our website temporarily or permanently, and without notice.


Whilst we take all reasonable steps to ensure that the content of this site is current and accurate we do not accept any liability to you whatsoever including consequential loss either in contract, tort, negligence, or otherwise and whether arising directly or indirectly from the use of this site and the content of the site or arising from any errors or omissions.  If you want to rely on any information provided in our site, you should check its accuracy directly with us, before placing any reliance on it.

Where we provide on our site hypertext links to other websites not under our control, we accept no liability for the content of, or your use of, the other websites. We do not guarantee the accuracy of the content of the websites to which this site has links,  nor do we endorse or approve of the content of any website controlled by a third party.  We cannot guarantee that you will be able to access the other website via the link on our site at any time.

Websites may only be linked to this site with our prior written consent which we may withhold.  Terms may apply if consent is given in addition to the condition that our site will only be linked to your website by way of a clear separate URL and that you make clear that our site is not part of your website.

We aim to ensure that our site is free of all viruses and technical defects of any description.  Due to the nature of the intent however, and the possibility of third party interference, this cannot be guaranteed, and we will not be liable for any damage or loss caused as a result of your use of our site.

The content of this site does not constitute an offer by us to sell products and services.  If you are an agent/intermediary the information on this site does not constitute advice or a recommendation to you or any of your customers.  You are responsible for providing proper advice to customers on the suitability of products and services.

You agree to indemnify us for all direct and consequential losses we incur as a result of your use of our site otherwise than in accordance with these terms, whether deliberate or negligent.

Communications over the internet, such as emails, are not secure unless they are encrypted.  Matrix accept no responsibility for any unauthorised access or loss of personal information that is beyond our control. 

Intellectual Property

All intellectual property rights in material contained within this site are owned by Matrix which includes but is not limited to, all copyright, trademarks, patents and designs. 

You may not use, extract, distribute, sell, licence, copy or reproduce in whole or in part anything of this site or any content, material or tools contained on this site for any purpose including financial or commercial benefit to yourself or others.  You must obtain our prior written consent if you wish to use our site content for any other purpose, or in any other way. 

Jurisdiction & Choice of Law

These terms and conditions, and your use of this site, are governed by, and will be construed in accordance with, English law.  The courts of England and Wales will have exclusive jurisdiction to determine any disputes that may arise.